2024 Duelling bg3

Defence is my go to purely because it works and is less goofy (and I can use my beloved Dwarven Thrower without needing a feat just to benefit from Duelling). Depends on what you're throwing. Darts would work with Archery, Duelling, and Thrown Weapon Fighting style, for example. . Caesars reward card

6. Dueling. The Dueling Fighting Style will allow you to deal an additional two damage if you’re wielding a melee weapon in one hand that’s not Two-Handed or Versatile, with no weapon in your ...Level 2: Unlock the ‘Divine Smite’ action to boost your DPS, as well as a choice in Fighting style, so pick ‘Dueling’ here for Duelist build in BG3. You also unlock 2 level 1 spell slots.Paladin. A promise made so deeply that it becomes divine in itself flows through a paladin, burning bright enough to inspire allies and smite foes. Paladin is a character Class in Baldur's Gate 3. Paladins are masters of a variety of weapons and armour. They channel the power of their sacred oath to heal the sick and injured and to smite their ...Actually, there is at least one decent Bard spell at lower levels that uses your bonus action on turns after the first casting, Heat Metal 2nd level spell), though it does compete with other Bard spells that use concentration (e.g. Heroism, Faerie Fire, Bane ). Compulsion (a level 4 Bard spell) also uses your bonus action in subsequent rounds ... A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! Jan 3, 2024 · 6. Dueling. The Dueling Fighting Style will allow you to deal an additional two damage if you’re wielding a melee weapon in one hand that’s not Two-Handed or Versatile, with no weapon in your ... Great Weapon Fighting. When you roll a 1 or 2 on a damage die for an attack with a two-handed melee weapon, that die is rerolled once. Great Weapon Fighting is a Class Passive in Baldur's Gate 3. Features provide unique abilities or effects and can be acquired depending on the Character's Race, Class and level.BG3 Wyll Build Guide – 5 The Great Old One Warlock. Since you can’t respec until you’re at least level 2 anyways, you’ll be able to keep Wyll as a Warlock, even if it’s his second Class, by taking Warlock immediately after selecting 1 level of Fighter. ... If Wyll is using Duelling or Defence, then Savage Attacker is the play here ...Edit to be more specific: the wording in game is that when you're wielding a weapon in one hand and NOTHING in the other hand. Archived post. New comments cannot be posted and votes cannot be cast. Dueling still works with the shield in BG3 contrary to the misleading text. The way it works in 5e is that the shield does not count as a weapon so ...Scheneighnay Dec 4, 2023 @ 6:50pm. Dual Wielder is a feat, two-weapon fighting is a fighting style. Ideally you should take both, but only fighters, rangers, and college of swords have access to the latter. Dual wielder also allows you to put a wider variety of weapons in the offhand. That part isn't super useful if you're college of swords ...Duelling When you are wielding a melee weapon that is not Two-Handed or Versatile in one hand, and no weapon in the other hand, you gain a +2 bonus to damage rolls with that weapon, increasing your chance to do heavy damage. Two-Weapon Fighting When you make an offhand attack, you can add your Ability Score Modifier to the damage of the …battleaxes allow you to cleave to hit 3 close targets. morningstars can inflict the very powerful chest trauma condition. can also push through some dmg by spending your reaction when you miss. can inflict dazed too. imo, without factoring specific magic weapons, morningstars are the best 1H weapon in the game. Reply. Vlad__the__Inhaler. Duellist's Prerogative is a legendary, +3 Rapier that grants the wielder a greater chance of critical hits, and an extra reaction provided their off-hand is empty. The wielder can also use a reaction to grant additional Necrotic damage on a hit. A blade gifted to Lora by her own mother, Lenore the Fleet. When challenged to duels, Lenore's ... Dueling now only works with 1 Handed Weapons that are not versatile. Weapons like Spears and Longswords no longer get their benefit when you're going Weapon + Shield. These Fighting Styles can complement unarmed combat by choosing the Defense Fighting Style. Also, Protection if you're wearing a shield. Defense is the most consistent.Before LVL 4 you are probably better off using a weapon or weapon and shield. Post LVL 4 I would argue for GWM with versatile weapons for Dex monks or Tavern brawler fists for strength monks. At level 6 the gap between open hand monk fists and weapons narrows and the GWM penalty probably changes the math. 5.Dueling fighting style is based off the idea of Three Musketeers style fighters. Which was my design as well for this build. A halfling dex based ranger using a rapier. You can most certainly use dueling with a shield in 5e, as a shield counts as armor, not a weapon. It's a staple pick for sword and board users that want to focus on doing damage.Edit to be more specific: the wording in game is that when you're wielding a weapon in one hand and NOTHING in the other hand. Archived post. New comments cannot be posted and votes cannot be cast. Dueling still works with the shield in BG3 contrary to the misleading text. The way it works in 5e is that the shield does not count as a weapon so ...Though there's a pocket or two of softness, cloud capex growth remains pretty strong overall....GOOGL Overall, U.S. and tech giants are still spending aggressively on their clo...Dueling is a Class Passive that is available for many players, regardless of their personal play style. This means that yes, you can use the Dueling feature with a Shield and also stack some extra AC with your damage bonus in BG3. Using this passive gives a +2 in Melee Attack Damage, as long as you’re using a one-handed weapon.Entertainer is the Best background for the College of Swords Bard Build in Baldur’s Gate 3. This choice mostly influences roleplaying and dialogue options aspects and allows you to create unique characters. Additional choices are: Entertainer: Proficiency in Acrobatics (dexterity) and Performance (charisma).But there's a choice here: one-handed wielding + shield or two-handed wielding. However, the Dueling Fighting Style ruins this dynamic. It actually gives you more damage on a one-handed weapon (4.5 average + 2) than on a two-handed weapon (5.5 average). So the most optimal choice is obvious: one-handed wielding + shield.Target just unveiled its new luggage line, called Open Story. It features everything from carry-ons to suitcases. Update: Some offers mentioned below are no longer available. View ...Defence is my go to purely because it works and is less goofy (and I can use my beloved Dwarven Thrower without needing a feat just to benefit from Duelling). Depends on what you're throwing. Darts would work with Archery, Duelling, and Thrown Weapon Fighting style, for example.Aug 23, 2023 ... BG3 Ranger build guide using DW or Dual-Wield weapons. This is an excellent early or low-level character for Baldur's Gate 3.A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!It's basically the only way it's worth it, otherwise the other hand may as well have a weapon in it. Duelling is absolutely a Sword and Board style! For the roll play holding 2 swords makes you look cooler 😎 gotta look cool as fuck while I …Published: Jan 3, 2024 11:01 AM PST. 0. Recommended Videos. Best Illithid Powers in Baldur’s Gate 3, ranked. of your offhand attack. Baldur's Gate 3. Larian Studios. Learn …So yes, equipping 1H+Shield fully benefits from the Dueling fighting style. However: Whether BG3 currently has this properly implemented is a different matter altogether. I'd recommend to test it (check char sheet + combat log), and if it doesn't work as expected, best to report it as a bug.Window film is a cheap and easy way to upgrade your windows and add privacy. Upgrading your windows for privacy or to reflect light to keep your home cool can get expensive. Changi...According to researchers at Oxford University, playing the popular, classic puzzle game Tetris after a traumatic experience could significantly reduce emotional scars. Apparently T...Fighting Style: Archery or Dueling If you’re focused on ranged attacks, pick Archery to get a +2 to all ranged attacks. For melee builds, Dueling gives you a +2 to all melee attacks provided you ...Duelling Information. When you are wielding a melee weapon that is not Two-Handed or Versatile in one hand, and no weapon in the other, you deal an additional 2 damage with that weapon. How to unlock Duelling. Duelling can be acquired by. Fighter Lvl 1; Ranger Lvl 2; Paladin (Lvl 2) College of Swords (Lvl 3) Dueling Tips & NotesBaldur's Gate 3 Walkthrough Team. This article was created by Game8's elite team of writers and gamers. Challenge to Duel is a Level 1 Spell from the School of Enchantment in Baldur's Gate 3 (BG3). Read on to learn more about this spell, its effect, range, and duration, as well as the classes that can use this spell, and more!Dual-wielding in Baldur's Gate 3 is done by following these steps: Go into your character's inventory. Equip two weapons with the " Light " property in both melee …Minsc is a returning character in BG3. Here's how the players can get the best out of him. ... The player also gets to choose a fighting style, notably, Archery, Defense, Dueling, or …battleaxes allow you to cleave to hit 3 close targets. morningstars can inflict the very powerful chest trauma condition. can also push through some dmg by spending your …A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! 1.9M Members.Dueling now only works with 1 Handed Weapons that are not versatile. Weapons like Spears and Longswords no longer get their benefit when you're going Weapon + Shield. These Fighting Styles can complement unarmed combat by choosing the Defense Fighting Style. Also, Protection if you're wearing a shield. Defense is the most consistent.Class level 1: Fighter. Class level 2: Ranger. Class level 3: College of Swords Bard. Granted by the equipment: Gloves of the Balanced Hands. How does dueling work? character build. In 5e, you get the damage bonus as long as you only have one weapon, shields don’t count against you. I think as written I’m BG3, it’s if you have NOTHING in your off hand. I’ve tried both ways and don’t see any modifiers anywhere (and I can’t even find my fighting style in the character sheet ... But there's a choice here: one-handed wielding + shield or two-handed wielding. However, the Dueling Fighting Style ruins this dynamic. It actually gives you more damage on a one-handed weapon (4.5 average + 2) than on a two-handed weapon (5.5 average). So the most optimal choice is obvious: one-handed wielding + shield.Go to Lora's House to Get Duellist's Prerogative. Once Auntie Ethel is dead, speak to Varna until she runs back to her mom. Follow her to Lora's house and speak to the reunited mother and daughter. As a reward, Lora will give you a relic from her seafaring days in the form of the Legendary Rapier, Duellist's Prerogative.CEOs at the star-crossed social network have an average tenure of 3.2 years—shorter than any other big tech company besides TikTok. If Musk replaces Twitter CEO Parag Agrawal, the ...Easily create automations to scan, OCR, and share or save documents as a PDF. There’s a pretty nifty document scanner built into your iPhone’s Notes app. It’s great at automaticall...3. Dueling. The close-quarters variant to Archery, Dueling will allow you to get a +2 damage after each attack when only wielding a weapon in one hand. The Style is tailor-made as well as the premier one for those looking to bring the most out of Sword + Shield builds, as it will allow you to deal great damage while staying strong and …Jan 7, 2023 ... ... Avoid In Baldurs Gates 3 & Best Multiclass Builds! (BG3 Multiclass Guide). NorZZa•288K views · 1:04:40. Go to channel · ULTIMATE SORCADIN (&nb...Choosing alternative investments for your individual retirement account can provide you with diversification and the potential for large investment gains. If you want to invest in ...You can also edit the page to fix the issue. See How to Contribute to get started, and maybe join our Discord so we can coordinate our efforts. Compelled Duel is a Level 1 enchantment spell. This spell allows spellcasters to compel an enemy to ignore other targets and attack only the spellcaster.Before LVL 4 you are probably better off using a weapon or weapon and shield. Post LVL 4 I would argue for GWM with versatile weapons for Dex monks or Tavern brawler fists for strength monks. At level 6 the gap between open hand monk fists and weapons narrows and the GWM penalty probably changes the math. 5.Swords Bard Build BG3 Summary. The Swords Bard is a versatile Build in Baldur’s Gate 3, that is using the College of Swords as its subclass. This allows you to play with Dual Weapons more efficiently and focus mostly on melee and ranged attacks. While the Build is focusing on a fighter-like play style, you can still support your party with ...However, in BG3, I don't think it is such a big difference. If you want a dual wielding melee character, you should build a dual wielding character. Overall, a well-built two-hander will out-damage a dual wielder, while keeping the BA free. However, dual wielding is viable for certain builds (particularly Dex builds), and you will not have an ...Basically its not horrdenous, but you are essentially throwing way your fighting style benefit to match a twohand weapon, with very little benefit to having an …Hello everyone. So I just reached lvl 3. Yes I play slow lol. But I am torn between these two fighting style on my bard. Dual wielding is cool and naturally deals more damage but dueling I guess is more defensive since we can equip shield? Can bard veteran give me advice on these two options? Thanks. Really loving the game so far granted I am only at the beginning lol.Aug 30, 2023 · Like Dueling, the style is available for all classes capable of picking Fighting Styles. 1. Great Weapon Fighting. In our opinion the best Fighting Style in the game, Great Weapon Fighting can be chosen by Fighters, Paladins, and Rangers and will allow you to reroll after getting a 1 or 2 when attacking with a weapon wielded with both hands. A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!Yes, this is intentional. Duelling is for sword+board, great weapon fighting is for 2H, archery is for bows, two weapon fighting is for 2 weapons. ... reappling hubrers mark, using abilities of equipment, I rarely ever had the chance to use the attack of gwm. BG3 is the pwrfect showcase of using your surrounding cleverly unlike the TTRPG where ...You don't have to be perfect to have good credit. It’s all about paying your bills on time, being in good standing with your existing debt and… You don&apost have to be a millionai...A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!While urban homes tend to connect to a municipal sewer system, many country and older rural homes make use of a self-contained septic system for waste Expert Advice On Improving Yo...INVESCO INTERNATIONAL EQUITY FUND CLASS R6- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksDueling. When you fight in a duel, you receive a +2 boost on damage rolls made with one-handed weapons. This is a fantastic option for Paladins who want to concentrate on dealing with damage. Hence, the dueling fighting style is very effective if you’re utilizing a weapon like a longsword or a greatsword, which already has a …Sorcadin. This is another Paladin multiclass build and is one of the best ones for Honour Mode difficulty. Similar to Bardadin it has a good amount of spells slots and access to amazing control and offensive spells. The main drawback it depends on - Helmet of Arcane Acuity and Band of the Mystic Scoundrel to work well.Window film is a cheap and easy way to upgrade your windows and add privacy. Upgrading your windows for privacy or to reflect light to keep your home cool can get expensive. Changi...A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!6. Dueling. The Dueling Fighting Style will allow you to deal an additional two damage if you’re wielding a melee weapon in one hand that’s not Two-Handed or Versatile, with no weapon in your ...Best Fighting Style for Eldritch Knight in Baldur's Gate 3. The best Fighting Style for Eldritch Knight in BG3 is Duelling, using a combination of a single-handed weapon and shield; it will provide you with sufficient protection while boosting your Weapon Attacks for +2.. Alternatively, Great Weapon Fighting is the path to follow if you opt for using two … The second issue is Paladin can't take dual weapon fighting style, they are restricted to great weapon, dueling, defense or protection. You'd need to multi-class into 1 fighter, 2 ranger, or 3 swords bard. 2. 2M subscribers in the BaldursGate3 community. A community all about Baldur's Gate III, the role-playing video game by Larian Studios. I don't know how to read the BG3 text in a way that doesn't mean "A versatile weapon held in one hand does not benefit from dueling," as a conscious call out to being different than normal 5e rules. However, when I wield a longsword and shield and hit something, the combat log does indeed say that 2 damage is being added from dueling.Duelling Fighting Style: gain a +2 bonus to damage rolls with a one-handed weapon that is not two-handed or versatile and no off-hand weapon. ... During the early phase of BG3, the Bard should equip a Shortsword in the main hand and a dagger in the off-hand or a Longsword. You will also want to equip a back bar Hand Crossbow, or …Citi credit card reviews, customer service info & FAQ. Learn more about Citi credit cards, compare offers & get more from your Citi credit card. 0% for 12 months 0% for 21 months|T...The magnetic breakaway cable acts as a "dead man's switch." Journalists, activists and human rights defenders face a constant battle to keep files safe from a growing set of digita...Defensive Duellist is a Feat and a Feature in Baldur's Gate 3. Feats are special talents or expertises that provide special capabilities to characters. At certain levels, your character will get to choose between an Ability Score Improvement Feature or a Feat. Defensive Duellist Information.A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!You might find it hard to focus when it’s too quiet. As this video from SciShow explains, that’s because when it’s quiet, a single sound is accentuated, diverting your attention. W...BG3 Duellist's Prerogative Information. Main Hand Only Elegant Duellist: While your off-hand is empty, you score a Critical Hit when rolling a 19. Moreover, you gain an additional reaction per turn. Withering Cut: On a hit with a melee weapon, use a reaction to deal additional Necrotic damage equal to your Proficiency Bonus.DOES DUELLING fighting style work with torch? As in the torch in my off hand? Related Topics Baldur's Gate Role-playing video game Gaming comments sorted by Best Top New Controversial Q&A Add a Comment. More posts you may like. r/BaldursGate3 • Playing a bard in Baldur’s Gate 3 😂 ... Adding BG3.wiki as a search option in chrome.I think Dueling is slightly more 'optimal' if you care about that, but it really just depends on whether you want to be slightly more swordy or slightly more spellcaster. Just remember that you don't need the Two Weapon Fighting style to fight with two weapons, you can do it without the style just without a little extra damage on the offhand ...Duelling Gloves: While only holding one weapon in your main hand and nothing in your free hand, gain a +2 bonus to melee weapon Attack rolls. Where to find. Act Two: Sold by …To avoid confusion up top, there is a class passive called Dueling that gives you plus two attack when you wield a one-handed melee weapon. That’s a nice class passive Fighters, Rangers, Paladins, and Bard College of Swords get to enjoy, but this article is all about how to duel wield in Baldur’s Gate 3.A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! Dueling - +2 bonus to damage rolls with a weapon and an increased chance of dealing heavy damage when the character is equipped with only one weapon and the other hand remains empty. Great Weapon Fighting - when a damage roll for a two-handed weapon results 1 or 2, the roll is repeated. A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! Oath of Ancients has almost no offensive bonuses over base paladin, so it plays sword and board VERY well (source: played one in tabletop, Rime of the Frost Maiden). Other oaths are likely better played as offensive builds. Reply. shinra528. •. Dueling is a great fighting style. Reply.

Paladin damage primarily comes from their smites, so dex Paladins in general are okay. There's mainly two issues. The first is you won't benefit from Great Weapon fighting style. In BG3 this lets you rerolls low dice on your smites not just your weapon so using a heavy weapon with that style will increase your smite damage on average.. Buford ga pollen count

Dual-wielding in Baldur's Gate 3 is done by following these steps: Go into your character's inventory. Equip two weapons with the " Light " property in both melee …Losing your appetite (or eating too much) is a natural response to grief. Here's why your body reacts this way and how to manage it. The psychological stress associated with grievi...When one romantic partner exhibits demanding behavior while the other partner withdraws and avoids, they may be experiencing attachment panic. If you’re in a romantic relationship ...Jan 7, 2023 ... ... Avoid In Baldurs Gates 3 & Best Multiclass Builds! (BG3 Multiclass Guide). NorZZa•288K views · 1:04:40. Go to channel · ULTIMATE SORCADIN (&nb... A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! Baldur's Gate 3 Walkthrough Team. This article was created by Game8's elite team of writers and gamers. Challenge to Duel is a Level 1 Spell from the School of Enchantment in Baldur's Gate 3 (BG3). Read on to learn more about this spell, its effect, range, and duration, as well as the classes that can use this spell, and more!Entertainer is the Best background for the College of Swords Bard Build in Baldur’s Gate 3. This choice mostly influences roleplaying and dialogue options aspects and allows you to create unique characters. Additional choices are: Entertainer: Proficiency in Acrobatics (dexterity) and Performance (charisma).7 days ago ... ... (BG3 Choices). Gamerpillar•233K views · 19:01 · Go to channel. Elden Ring: The ... Larian Studios Is Moving Away From BG3 DLC And D&D, So What&...Baldur’s Gate 3 BG3. Baldur’s Gate 3. Half-Orc: Relentless Endurance and Savage Attacks are solid additions to the up-front style of the Paladin. Halfling (Strongheart): Get a second roll if ...To avoid confusion up top, there is a class passive called Dueling that gives you plus two attack when you wield a one-handed melee weapon. That’s a nice class passive Fighters, Rangers, Paladins, and Bard College of Swords get to enjoy, but this article is all about how to duel wield in Baldur’s Gate 3.Yes, this is intentional. Duelling is for sword+board, great weapon fighting is for 2H, archery is for bows, two weapon fighting is for 2 weapons. ... reappling hubrers mark, using abilities of equipment, I rarely ever had the chance to use the attack of gwm. BG3 is the pwrfect showcase of using your surrounding cleverly unlike the TTRPG where ...Dual Wielder. You can use Two-Weapon Fighting even if your weapons aren't Light, and you gain a +1 bonus to Armour Class while wielding a melee weapon in each hand. You cannot dual-wield Heavy weapons. Dual Wielder is a Feats in Baldur's Gate 3. Feats are special talents or expertises that provide special capabilities to characters.Edit to be more specific: the wording in game is that when you're wielding a weapon in one hand and NOTHING in the other hand. Archived post. New comments cannot be posted and votes cannot be cast. Dueling still works with the shield in BG3 contrary to the misleading text. The way it works in 5e is that the shield does not count as a weapon so ....

Duelling bg3 - You don't have to be perfect to have good credit. It’s all about paying your bills on time, being in good standing with your existing debt and… You don&apost have to be a millionai...

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