2024 Net spend bank

Follow the writers. MORE LIKE THIS Checking Account Alternatives Banking. + Summary: Best prepaid debit cards. Bluebird by American Express. Serve American Express Prepaid Debit Account. ONE VIP .... Clergy white robes

You will get your Direct Deposit information, which includes the account number. You can also get your account number by logging in to your Online Account Center and selecting direct deposit. If you enrolled in Anytime Alerts, you can get your account number by texting DIRECT to 22622. The CVV is the 3 digit number found on the back of your card.The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.A Netspend card is free if you sign-up for the card online. Getting a card at a retailer, such as Walmart, can cost $5 to $10. A Netspend card has no card activation fee, minimum balance requirement, credit check, interest rate, cash advance fee, or late payment fee. It does have some other fees, however, and has two payment plans for …Roblox has taken the gaming world by storm, captivating millions of players around the globe. With its immersive virtual worlds and endless possibilities, it’s no wonder why Roblox...5501 South Broadband Lane. Sioux Falls, SD 57108. TM. Contact Pathward via phone, online support, or mail. We are here to answer all your Pathward questions.Make Payday work for you with the Netspend Earned Wage Access App.[1] Access some of your earned wages before payday; Get funds as soon as the next day without fees by transferring to a Skylight ONE ® Visa ® Prepaid card or Netspend Skylight ® Account; Convenient options to transfer funds to a bank account, debit card or prepaid card.; Fees …The Netspend prepaid card is a reloadable prepaid debit card. The card serves as an alternative to traditional banking while providing many of the same services …The Netspend® Debit Account is a deposit account established by Pathward, N.A. Please see the back of your Card for its issuing bank. Ouro Global, Inc. is a registered agent of and service provider to Pathward, N.A. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted.Netspend Card Cons. Steep monthly fee for basic fee plan and no way to waive the fee completely. No free network for cash reloads or withdrawals. Inactivity fee if you stop using the card, among ...Open a Bank Account | Netspend All-AccessOct 31, 2023 · The Netspend app has a MoneyPass ATM locator to find the closest cash withdrawal locations. To get free ATM fees with Netspend, you must be a member of one of the listed networks, such as Moneypass, Visa Plus Alliance, and Metabank ATM. Using out-of-network ATMs with Netspend cards may incur fees of up to $2.50 per withdrawal. By taking advantage of NetSpend’s ATM deposit feature, you can conveniently add funds to your account without the need for a bank visit. Accessing Netspend ATMs Without Your Card. Losing or misplacing your Netspend card can be worrisome, but NetSpend offers a solution to access their ATMs without a physical card. Here’s what you can do:A Netspend prepaid card can serve as a bank account alternative for some consumers, including ones who had trouble managing bank accounts in the past, perhaps incurring many overdrafts, says Ted ...Benefits Payment Schedule: August 2023 - September 2023. 08/10/2023. As you probably know, we typically receive direct deposits from the Social Security Administration prior to the payment date shown on the Schedule of Social Security Benefits Payments 2023. We post your benefits to your card account as soon as we receive it so …Founded in 1999, Netspend is a leading provider of prepaid debit cards and commercial prepaid card solutions, with more than 10 million customers served in the …The PayPal Prepaid Mastercard is issued by The Bancorp Bank, N.A. Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, is an authorized representative of The Bancorp Bank, N.A.. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.Make Payday work for you with the Netspend Earned Wage Access App.[1] Access some of your earned wages before payday; Get funds as soon as the next day without fees by transferring to a Skylight ONE ® Visa ® Prepaid card or Netspend Skylight ® Account; Convenient options to transfer funds to a bank account, debit card or prepaid card.; Fees …A net force is the remaining force that produces any acceleration of an object when all opposing forces have been canceled out. Opposing forces decrease the effect of acceleration,...Manage Your Account Online. Get flexibility and control with the Netspend® Online Account Center. It’s convenient, and there’s no lines so you can manage your money at hours that match your life. Card usage is subject …Netspend is a registered agent of The Bancorp Bank, Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be …The Netspend card is a prepaid Visa or Mastercard debit card that allows you to make purchases, transfer money, pay bills and perform other money management tasks. Since it's a prepaid account and not a traditional bank deposit account, you can't just drop by your bank's ATM or local branch to add cash to your card. Read on to learn more about the Netspend card, including where you can load ...Netspend allows users to link external bank accounts to their Netspend account. However, the issue is that according to the fee schedule, Netspend charges $1.95 for outbound ACH transfers. This means if you link an external bank account and initiate a transfer out of Netspend using the Netspend app or website, you’ll have to pay a $1.95 fee.The Netspend Visa Prepaid Card is issued by Pathward, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of Pathward, N.A. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.If you are looking for a convenient way to manage your small business finances, you may want to consider the Netspend Small Business Prepaid Mastercard. This card lets you access your funds anytime, anywhere, with no minimum balance or credit check required. You can also track your expenses, pay bills, and get cash back rewards with the …Netspend is a registered agent of The Bancorp Bank, Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be … For Customer Service, call us toll-free at: 1-86-NETSPEND (1-866-387-7363) - or - 737-220-8956. M–F 8AM–10PM Central Sat. & Sun. 8AM-8PM Central DEEPBLUE™ Debit Account is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply.The Netspend® Debit Account is a deposit account established by Pathward, N.A. Please see the back of your Card for its issuing bank. Ouro Global, Inc. is a registered agent of and service provider to Pathward, N.A. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted.The Bancorp Bank, Pathward, N.A., and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank. Netspend is a registered agent of The Bancorp Bank, Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted.14. 15. "Due to scheduled maintenance activity, Internet Banking services will be unavailable on 07.05.2024, 12 AM to 3.30 AM and 08.05.2024, 12 AM to 2.30 AM. Please plan accordingly." | "Facility of registration of nominee in accounts is available through Internet Banking, Mobile Banking and Branch. Please register, if not yet registered." Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Benefits Payment Schedule: August 2023 - September 2023. 08/10/2023. As you probably know, we typically receive direct deposits from the Social Security Administration prior to the payment date shown on the Schedule of Social Security Benefits Payments 2023. We post your benefits to your card account as soon as we receive it so …Nov 10, 2016 ... Netspend prepaid debit card is issued by meta bank of Sioux Falls South Dakota they claim get paid up to 2 days faster read the fine print ...NetSpend cards come with Visa 0r Mastercard imprints and you can use them just like credit or debit cards for every-day expenses and online purchases. Like the cards of major banks, NetSpend cards are …Jan 31, 2011 ... (Nasdaq:TBBK), announced the signing of a multi-year agreement pursuant to which The Bancorp will serve as a new issuing bank for both new and ...Netspend All-Access is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply. Updated on. Apr 19, 2024.Netspend Reload Network Locations. There are more than 130,000 convenient locations in the U.S. where you can add money to your card account. Our Reload Center locator helps you find the lowest-cost locations nearest to you. Learn more. Bank Transfers. Add money from virtually any U.S.-issued bank account.6 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between Netspend Accountholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.The PayPal Prepaid Mastercard is issued by The Bancorp Bank, N.A. Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, is an authorized representative of The Bancorp Bank, N.A.. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.SoFi Bank, N.A.: Best for Online banks with checking and savings accounts. Goldman Sachs Bank USA: Best for Online banks with savings accounts only. Capital One: Best for Online banks with ...Netspend allows users to link external bank accounts to their Netspend account. However, the issue is that according to the fee schedule, Netspend charges $1.95 for outbound ACH transfers. This means if you link an external bank account and initiate a transfer out of Netspend using the Netspend app or website, you’ll have to pay a $1.95 fee.Please see the back of your Card for its issuing bank. Netspend is a registered agent of Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted.Netspend Disbursement AccountAre you tired of spending hours in the kitchen preparing dinner every night? Look no further than your trusty crockpot. With a little preparation in the morning, you can have a del...Increased Offer! Hilton No Annual Fee 70K + Free Night Cert Offer! American Express has a valuable Delta Amex Offer for targeted cardholders. The offer should net you 25% off your ...The Netspend card is a prepaid Visa or Mastercard debit card that allows you to make purchases, transfer money, pay bills and perform other money management tasks. Since it's a prepaid account and not a traditional bank deposit account, you can't just drop by your bank's ATM or local branch to add cash to your card. Read on to learn more about the Netspend card, including where you can load ...The Netspend account doesn’t require a credit check. It’s a good option for those with bad credit or a negative banking history, as well as anyone looking for these features: Early direct deposits. Get your paycheck and government benefits up to two days earlier than you would with a traditional bank account. Payback Rewards. Earn cash …Netspend is a global payment company that offers a prepaid debit card, allowing you to manage your money without a bank account. Account holders can add funds to their accounts with direct deposit, bank transfers, or cash reloads at more than 130,000 reload locations. There are no credit checks, activation fees, or minimum balances.Cash back offer by H‑E‑B. Pathward, N.A., Mastercard, and Netspend do not sponsor, and are not affiliated with the offer. 2 IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record ...Sep 13, 2023 · Some consumers are not able to open a checking account at a bank or credit union to pay their bills or purchase groceries or other items and are forced to rely on using prepaid debit cards. In ... Find a convenient location to reload your Netspend® business prepaid card. Use the online locator tool to search by ZIP code or address and get directions to the nearest reload center. You can also filter by reload network and service fees. Reload your card easily and securely with Netspend®. Netspend is a registered agent of Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and …Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend ® All-Access ® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company.Find out how Netspend’s payment solutions can work with your business. Whether you need to pay employees, reward customers, or are looking to expand your product line, Netspend can help. ... Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Click hyperlinked ...Manage Your Account Online. Get flexibility and control with the Netspend® Online Account Center. It’s convenient, and there’s no lines so you can manage your money at hours that match your life. Card usage is subject …The Netspend card is a prepaid Visa or Mastercard debit card that allows you to make purchases, transfer money, pay bills and perform other money management tasks. Since it's a prepaid account and not a traditional bank deposit account, you can't just drop by your bank's ATM or local branch to add cash to your card. Read on to learn more about the Netspend card, including where you can load ...The Netspend card is a prepaid Visa or Mastercard debit card that allows you to make purchases, transfer money, pay bills and perform other money management tasks. Since it's a prepaid account and not a traditional bank deposit account, you can't just drop by your bank's ATM or local branch to add cash to your card. Read on to learn …They're easy to get, and there’s no banking history or credit check required to open, but Netspend makes you choose between paying a monthly fee or paying a fee …Netspend is a registered agent of Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and …Netspend is not a local bank. It is a financial services company that offers prepaid debit cards, usually Visa or Mastercard, that can be used to make in-store purchases, shop online, and withdraw ...Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company.Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. With a Netspend card, there are lots of security features available to you: FDIC-insured through the card’s issuing bank [7] Protected against unauthorized purchases with Mastercard® Zero Liability protection or Visa® Zero Liability policy [8] Virtual Cards to give you an added layer of control over who has your card number [9] SIOUX FALLS, S.D., Oct. 4, 2022 – Pathward™, N.A., an industry leading financial empowerment company, today announced the unveiling of its new corporate brand and the launch of the company’s new website, Pathward.com. This follows the company’s name change from MetaBank®, N.A. earlier this year. The new name and branding …Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend ® All-Access ® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company.Netspend is not a local bank. It is a financial services company that offers prepaid debit cards, usually Visa or Mastercard, that can be used to make in-store purchases, shop online, and withdraw ...Access your Netspend Skylight Account online, manage your money, view your transactions, and more. Log in with your username and password.Pretty much what the title says. In two days, we have received two envelopes in the mail that appear to be Netspend cards. They have my address, but the name they are addressed to is a name that does not live here. We have lived at this address for over 20 years and have never received mail for this name (different first and last name from ours).SoFi Bank, N.A.: Best for Online banks with checking and savings accounts. Goldman Sachs Bank USA: Best for Online banks with savings accounts only. Capital One: Best for Online banks with ... The Netspend Prepaid Mastercard is issued by Pathward, N.A., and Republic Bank & Trust Company, Members FDIC, pursuant to license by Mastercard International Incorporated. The Netspend® Debit Account is a deposit account established by Pathward, N.A. Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent. Netspend is a global payment company that offers a prepaid debit card, allowing you to manage your money without a bank account. Account holders can add funds to their accounts with direct deposit, bank transfers, or cash reloads at more than 130,000 reload locations. There are no credit checks, activation fees, or minimum balances.3. Traditional bank transfers. Sometimes the best solution is the simplest one. All modern banks allow you to send money online through a simple bank transfer. What used to take days can now happen much more quickly. You simply need the bank account details and the full name of the person you’re sending money to in order to set up the …Netspend is a global payment company that offers a prepaid debit card, allowing you to manage your money without a bank account. Account holders can add funds to their accounts with direct deposit, bank transfers, or cash reloads at more than 130,000 reload locations. There are no credit checks, activation fees, or minimum balances.Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply). ... Bank cards require an account: You can’t just go into a bank or credit union and open a prepaid debit card account. You must first open a checking account that links to your debit card.ABOUT NETSPEND. We empower consumers and businesses to be self-banked. What We Do. We serve the estimated 68 million underbanked consumers by giving them convenience, security, and freedom. Our …A Netspend card offers some of the same features as a traditional bank card, including on-the-go account management via mobile app, customizable text alerts, virtual account numbers to help protect against fraud and identity theft, zero liability and federal deposit insurance through the issuing bank. Netspend cards are issued by The Bancorp ...Log in to your Netspend Prepaid Account and access your money anytime, anywhere. You can check your balance, view your transaction history, transfer funds, and more ...Register for a Netspend prepaid account and enjoy online access to manage your money, pay bills, get alerts, and more. It's easy and free to sign up.If you’re in need of a powerful spreadsheet tool but don’t want to break the bank, look no further than Microsoft Excel Free. Microsoft Excel is renowned for its robust features an...Netspend is a registered agent of Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and …The Netspend Savings Account or All-Access Savings Account is made available to Netspend Cardholders or All-Access Accountholders through Pathward, N.A., Member FDIC. ... Varo Bank: Mobile Banking. Varo Bank, N.A. 4.7 star. SoFi - Banking & Investing. Social Finance, Inc. 3.9 star. Bank of Charlotte Mobile. The Bank of Charlotte … For Customer Service, call us toll-free at: 1-86-NETSPEND (1-866-387-7363) - or - 737-220-8956. M–F 8AM–10PM Central Sat. & Sun. 8AM-8PM Central Netspend All-Access is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply. Updated on. Apr 19, 2024.Dec 5, 2023 · Reload Locations. Netspend offers more than 130,000 locations across the U.S. where you can reload your prepaid card. [1] Most of these businesses charge fees of up to about $4 per transaction — but some will load your card for free. You can load your card with cash or check at any Reload Location. [2]

Netspend is a registered agent of Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and …. Times argus barre vt

Are you looking for ways to grow your subscriber base without spending a dime? If so, you’ve come to the right place. This ultimate guide will provide you with the tips and tricks ...The Netspend® Debit Account is a deposit account established by Pathward, N.A. Please see the back of your Card for its issuing bank. Ouro Global, Inc. is a registered agent of and service provider to Pathward, N.A. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted.Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company.The Netspend Savings Account or All-Access Savings Account is made available to Netspend Cardholders or All-Access Accountholders through Pathward, N.A., Member FDIC. ... Varo Bank: Mobile Banking. Varo Bank, N.A. 4.7 star. SoFi - Banking & Investing. Social Finance, Inc. 3.9 star. Bank of Charlotte Mobile. The Bank of Charlotte …Enter the amount that you will be sending and then select "Debit Card Deposit". Enter the verification details that PayPal requests (Name, Address, Date of Birth) and select from where you would like to transfer funds onto your Netspend Card (i.e., from a credit card, debit card, or your bank account). Please note that fees do apply and vary ...The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.Designing your own unique creations doesn’t have to break the bank. With the right tools and resources, you can create stunning designs without spending a dime. In this article, we...Account Login. Username Password. Remember username. Log In. Forgot your username or password? Don't have a card?SIOUX FALLS, S.D., Oct. 4, 2022 – Pathward™, N.A., an industry leading financial empowerment company, today announced the unveiling of its new corporate brand and the launch of the company’s new website, Pathward.com. This follows the company’s name change from MetaBank®, N.A. earlier this year. The new name and branding …The net cost of a good or service is the total cost of the product minus any benefits gained by purchasing that product, according to AccountingTools. It differs from the gross cos...Account Login. Username Password. Remember username. Log In. Forgot your username or password? Don't have a card?Netspend allows users to link external bank accounts to their Netspend account. However, the issue is that according to the fee schedule, Netspend charges $1.95 for outbound ACH transfers. This means if you link an external bank account and initiate a transfer out of Netspend using the Netspend app or website, you’ll have to pay a $1.95 fee.Record 3.1 million food bank parcels handed out in a year, says charity A record 3.1 million emergency food parcels have been handed out in just a year, according to a …About this app. Revolutionize the way you manage your money with Netspend. • Manage your accounts wisely on the go with convenience: Check balances, pay bills, & more – all at your fingertips, anytime and anywhere. Works with Google Pay & Apple Pay! • No hidden fees: Say goodbye to surprise charges. With Netspend, you get transparent fees ...Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company.Netspend Card Pros 5.00% APY savings account on balances of up to $1,000, and 0.50% APY on the amount over that. Easy access to adding and withdrawing cash within a network of retailers.Roblox has taken the gaming world by storm, captivating millions of players around the globe. With its immersive virtual worlds and endless possibilities, it’s no wonder why Roblox...They're easy to get, and there’s no banking history or credit check required to open, but Netspend makes you choose between paying a monthly fee or paying a fee …For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.Netspend is a global payment company that offers a prepaid debit card, allowing you to manage your money without a bank account. Account holders can add funds to their accounts with direct deposit, bank transfers, or cash reloads at more than 130,000 reload locations. There are no credit checks, activation fees, or minimum balances..

Popular Topics