Cheapest auto insurance reddit

Auto insurance recommendations. I’ve had PEMCO for almost a decade and the new annual premium just went up $500, from $1,500 to $2,000. We have one hybrid car and don’t drive daily as we wfh and take transit. We’re good drivers with no claims history. No teen drivers on the account. We’ve been generally happy with PEMCO and would like ... I pay $52 a month for liability with State Farm. They insured my Honda Ruckus scooter for $6 a month. HikeTheSky. • 3 yr. ago. Like others told you before, you get what you pay for and if you get in an accident and you are at fault, the other insurance company will go after you and you will never get out of debt. I would advise you have the other carrier lined up beforehand. When bundling with auto: -Vermont Mutual is good if you own a home. -Travelers is good if you own a condo or rent. -N&D is good if you are coastal. -Plymouth rock is good if you rent. -Safety/Commerce are okay otherwise. Share. aggregate_jeff. It's a pay-per-mile insurance with great coverage. See if it's available in your area. I went from paying $85/mo to 45-65/mo depending on how much I drive. Here is my referral code! No I am not a corporate shill, I just really love this insurance!!! apotheosis247 • 7 yr. ago. Need advice: auto insurance for a teen driver. Advice Needed. I’ve had my car insured through Geico for some time now but today I received a call to add my 17 year old to the policy. Same car, same amount of miles being driven regularly, but to add her as a driver my premium has jumped from ~68/month to ~250/month.It's going to be different for everyone. So many factors, e.g., zip code, family, cars, bundle with house. The best way is to spend a hour getting quotes from 10 different companies to compare apples to apples, e.g., State Farm, Geico, Progressive, Allstate, USAA, Liberty Mutual, Farmers, Nationwide, Travelers, and American Family. Progressive ...Nov 16, 2023 ... AAA had good rates. I had Geico and Progressive, my rates tripled when I moved here from California. No accidents, and one of the cars is paid ...Then their car. Guess what, they were driving a 2015 Ford Escape. Baseline MSRP for the base mode is $23,450. Sure, they've driven it around. Let's say that with depreciation and miles, the fair market value on it (what insurance pays out) is $18,000. You're now on the hook for $38,000.I pay about $110/mo with State Farm. Damn $3k. I shouldn't be complaining about my M3 RWD through Costco going up from $390 to $420/6 months for 2 drivers, $250 deductible in SoCal. I just did some shopping around, American Family Insurance was the best by far. Two Model S, a Rav4 and a Camry for $4100 for 6 months.My insurance at StateFarm is $357 a month including drive safe & save and I have full coverage. The damages to my car estimate at around $5k according a car shop friend. I have a suspicion that StateFarm won’t total the car but my insurance will go through the roof. Because of this, I have a couple of options:That said, average car insurance in PA is around $150 per month so you might have some issues hitting that goal. Another note is while your car may be small and a little older, that can actually make it more expensive since fewer suppliers make replacement parts which drives up the cost. Highest I've seen for this is maybe $100. Depends on driving history of course. If your car isn't paid off you are required to have collision and comprehensive. I pay only $28/mo for liability and rental for my wife and I to insure our 2002 Honda Accord in AZ through Root Insurance. You need business car insurance, not personal auto insurance. It can be if you a good biz insurance agent, however they always want you to have 1 million in liability umbrella coverage while a personal policy is usually 250k. Like everyone else is saying commercial policies are always way more expensive than personal.Guys try your local insurance agency, I googled one near me and 3 mins away is a place that has literally 115 reviews and every single one of them 5 stars. I thought my rate was cheap and I just saved $75 a month from switching to a company nobody knows of (Erie)If you're looking around, make sure you're comparing similar coverage levels. Some companies might default you to a higher coverage like …Cincy $136.77 month full coverage $500 deductible w/uninsured motorist for 3 vehicles and 1 classic truck. Including a teen driver. [deleted] • 2 yr. ago. Butler county and I pay 71$ Geico. roormoore. • 2 yr. ago. $96 for 3 cars. One full coverage the other 2 liability.Progressive was the cheapest but just keeps going up : r/Insurance. Cheapest liability insurance? Progressive was the cheapest but just keeps going up. Hi, … But this morning, I found out that they are raising the premium to $661 for six month ($110/month). That is like 16% increase in between just two bill cycles. So I started checking quotes and found that Progressive's quote is $533 for six months FOR ALMOST THE SAME coverage (see table below for comparison) as Geico. Georgia Car Insurance Recommendations. Just moved to GA from MN and trying to be a responsible adult and switch my car registration and insurance over. The talking gecko has me currently covered, but when I look at switching it over to GA my payment goes up 3x. Obviously gonna shop around with the major companies to get my best rate before ... We're Reddit's central hub for vehicle-related discussion, industry news, reviews, projects, DIY guides, advice, stories, and more. ... With auto insurance you have to shop around at least to four different places. Prices will be all over the board and you just pick the cheapest from a reputable shop. ... just purchased a used 2014 Sonata ...State Farm. Dropped my grandmas insurance from $160 on a small hatchback, perfect driving record, all the way down to like $70 a month full coverage. I’d consider checking them out and going for an in person quote as the website kept quoting like $200 a month but that was significantly more than what she actually pays.Auto insurance is a legal requirement in most states, except for places like Virginia where you can pay a fee to the state rather than take out an insurance premium. As with all fo...If vehicles are part of your operations, here is what you need to know about business auto insurance to protect your business and drivers. As a small business owner, you likely hav...SR22 insurance was a one time fee of $25 instead of a monthly charge. 10/10 do recommend. the pro tip is to bid your insurance every year. Buy through a broker who will shop your policies, then price match to GEICO and Progressive every …You need business car insurance, not personal auto insurance. It can be if you a good biz insurance agent, however they always want you to have 1 million in liability umbrella coverage while a personal policy is usually 250k. Like everyone else is saying commercial policies are always way more expensive than personal.Geico is usually the cheapest for new drivers in CA and good drivers. But you have to shop around because insurance companies rate risk differently. Also check metromile if you are not driving a lot. $20 a month is unrealistic for a driver that was not previously insured. After 6-12 months you policy should be a lot cheaper. Go with independent insurance agent for best coverage and prices. We went from a brand auto insurance and brand homeowners insurance to an independent insurance agent. We have different carriers for auto, home, flood, theft and liability and it’s still $580 cheaper a year than our previous policies. I pay $50/mo for full coverage of a newish Mini Cooper. volci. • 7 yr. ago. Shop around - I have had good success with Liberty Mutual (current), Amica, and Erie. Find an independent insurance office near you, and have them shop for you, too. The factors that go into any given company's actuarial tables about the risk you pose to them vary ... It's a pay-per-mile insurance with great coverage. See if it's available in your area. I went from paying $85/mo to 45-65/mo depending on how much I drive. Here is my referral code! No I am not a corporate shill, I just really love this insurance!!! apotheosis247 • 7 yr. ago. Feb 3, 2022 ... Wawanesa is the cheapest because they only insure people with near-perfect driving records/no accidents.Scan this QR code to download the app now. Or check it out in the app stores. Halo Infinite. Call of Duty: Warzone. Path of Exile. Hollow Knight: Silksong. Escape from Tarkov. Watch Dogs: Legion. Atlanta Hawks.It's understandable if one gets in an accident that is not one's fault, you can't control other people. But accidents that are at-fault are killers for personal finance. An extra $600 per month for 36 months is $18,000. Plus the ticket which is going to cost $500 minimum at least in California. And woe unto those who are under 26 years old …LPT: the cheapest car insurance is from AAA, which is a non-profit organization and as such has to issue rebates for money not spent on claims. Geico and other insurers are allowed to claim they have the lowest ADVERTISED rates because AAA is a non-profit and doesn't advertise.Here you go. 😂 tesla insurance 5k miles a year, 250/500/250 med pay $5k in network rental $3500 uninsured. $123/month 😂 $750 deductible for both options. I was using Tesla insurance, but just switched to State Farm because they offered a better rate for more coverage. No company balked at …How does getting married affect your auto insurance? Read about how your auto insurance is affected after marriage. Advertisement Husbands and wives bickering over the breakfast ta...The cheapest car insurance company in New York is NYCM at $1,053 per year on average, or $88 per month, according to the most recent NerdWallet …The rebates and rate cuts that auto-insurance customers have already received could continue in 2020 and beyond. By clicking "TRY IT", I agree to receive newsletters and promotions...Absolutely cheapest auto insurance. Insurance. I'm 19, first car, which means all of the quotes I get are for 250 dollars or up which is insanely expensive. I just came …You need business car insurance, not personal auto insurance. It can be if you a good biz insurance agent, however they always want you to have 1 million in liability umbrella coverage while a personal policy is usually 250k. Like everyone else is saying commercial policies are always way more expensive than personal.Sep 16, 2023 ... Car insurance insane! · Mile Auto $35.57 base @ 0.06/mi (Pay as you drive) · Mercury $43/mo · Safeco $46/mo · GEICO $53/mo.But this morning, I found out that they are raising the premium to $661 for six month ($110/month). That is like 16% increase in between just two bill cycles. So I started checking quotes and found that Progressive's quote is $533 for six months FOR ALMOST THE SAME coverage (see table below for comparison) as Geico.Here you go. 😂 tesla insurance 5k miles a year, 250/500/250 med pay $5k in network rental $3500 uninsured. $123/month 😂 $750 deductible for both options. I was using Tesla insurance, but just switched to State Farm because they offered a better rate for more coverage. No company balked at …Jan 17, 2024 ... Progressive has been the best for me. State Farm is hot garbage and I am here to tell you to stay away from those scoundrels. Overpriced AF ... but now im in the professional workforce (software dev) and i need a car. one big problem is the VERY EXPENSIVE insurance costs. progressive has consistently been the cheapest, even with $1000 deductible full coverage for financed vehicles. To give you an example, I'm looking at $310 a month for a 2006 infiniti m35x, or ironically, $320 a month ... State Farm. Dropped my grandmas insurance from $160 on a small hatchback, perfect driving record, all the way down to like $70 a month full coverage. I’d consider checking them out and going for an in person quote as the website kept quoting like $200 a month but that was significantly more than what she actually pays. Finding the best auto insurance depends heavily on the individual. When shopping for auto insurance, most people are primarily concerned with finding the cheapest coverage. However...1. Spaulding_NO. • 3 yr. ago. I have Geico, been a customer for 10 years. I live in Lakeview and pay about $400 for 6 month policy. I’m also married and own a …The cheapest car insurance company in Oklahoma is American Farmers & Ranchers at $1,527 per year on average, or $127 per month, according to the most recent NerdWallet analysis of full coverage ...State Farm offers good customer service and has many auto insurance options, but would the discounts it offers make its auto insurance affordable for you? We may receive compensati...If you're looking around, make sure you're comparing similar coverage levels. Some companies might default you to a higher coverage like …If you’re in an accident and total someone’s car, this part is responsible for the price of their car. Total someone’s luxury car, you’re fucked. And increasing your coverage on this part is like $15/yr. Feel free to ask me anything else or I can even get you a quote! 3. pretendingimdead.1 day ago · Cheapest auto insurance in Pennsylvania for 30-year-old drivers with one at-fault crash. For drivers in Pennsylvania with a recent accident, here are the lowest average rate options for full ... Which felt like a significant increase for my first claim. If you can use an address outside of the city limits, your cost should decrease by almost 50%. I just checked for myself and the difference was $190 to $115. Philly is a nightmare for insurance companies because of the theft and vandalism and aggro driving. May 27, 2023 ... In my experience, South Side got me cheaper insurance, but echoing the other comment. It also depends on age of car, history, age, sex (sadly), ...Just renewed mine, AXA were the cheapest. [deleted] • 3 yr. ago. Cheapest insurance I get every year is always from Chill Insurance, Blue Insurance, or 123. The rest of them are usually a massive fucking waste of time and steer clear from Liberty Insurance they always take the piss. Fit-Cantaloupe5747.When it comes to auto glass replacement, finding the most affordable option is essential. Whether you have a cracked windshield or a shattered window, getting it fixed quickly and ...I just got Erie car and renters insurance for $85/month ($1019/year) for my 10 year old car. It was actually cheaper to get renter's insurance bundled with it. I car pool to work (only drive 2 days a week) and paid a years worth of insurance up front. I also didn't get comprehensive insurance because I have a garage and never leave my car outside.When I first got my license and car in NYC I paid around $450/month for the bare minimum liability insurance on my $3500 car. I was in my 30s with a great credit score and had 15 years of driving experience in my home country, but all the insurance companies classified me as a new high-risk driver, and my address in …Go with 100/300/100 with a cheap comprehensive deductible and a collision deductible of under $1000. Just Google "independent insurance agent" and your city/town and give them a call. Once you get their quotes you can always go back to the Geico's/progressive/liberty mutual direct insurance companies that you can …Hi! Can someone direct me to the cheapest auto insurance company for the county area please? I’m a 21 yo driver. I previously had a policy with Eerie that was $160 …Georgia Car Insurance Recommendations. Just moved to GA from MN and trying to be a responsible adult and switch my car registration and insurance over. The talking gecko has me currently covered, but when I look at switching it over to GA my payment goes up 3x. Obviously gonna shop around with the major companies to …USAA - $114 / month. At just $114 per month, USAA 's average rounds out top three of the industry's cheapest carriers. Note: the company's policies are only available to active-duty U.S. military, veterans and their family members. Don't pay too much for auto insurance. Shop and save with The Zebra.Florida's Office of Insurance Regulations has a rate comparison tool you can use to find companies with the lowest rates for your county for a few demographic profiles. Those profiles are never going to exactly match your situation but can give you a general idea of the 4-5 cheapest companies for your county so you can get individualized quotes ...Yeah, insurance rates are insane (especially for a 20 yo). Depending on where you live, it's even worse (like if you live in the Detroit area). You only have two options. Shop around for the best rates. It's a little risky, but due to a recent change in the auto insurance law, you can now modify the amount of PIP (personal injury …vedgehammer. •. Mercury, and Wawanesa are usually the cheapest as a general average. Though Mercury's rates have been creeping up. Personally I use Amica (based in Rhode Island). I'm an insurance broker and after 11 years I can't beat their pricing even with carriers I have access to AND get commission on :/.Call/find a Just Auto Insurance. They’re an insurance broker that will be able to find you the cheapest rates to fit your coverage needs. A couple years ago, they set me up with Nations Insurance. I was paying, like, $55 a month for liability only, though. This …The cheapest car insurance company in New York is NYCM at $1,053 per year on average, or $88 per month, according to the most recent NerdWallet …The rebates and rate cuts that auto-insurance customers have already received could continue in 2020 and beyond. By clicking "TRY IT", I agree to receive newsletters and promotions...I pay $50/mo for full coverage of a newish Mini Cooper. volci. • 7 yr. ago. Shop around - I have had good success with Liberty Mutual (current), Amica, and Erie. Find an independent insurance office near you, and have them shop for you, too. The factors that go into any given company's actuarial tables about the risk you pose to them vary ... I pay about $110/mo with State Farm. Damn $3k. I shouldn't be complaining about my M3 RWD through Costco going up from $390 to $420/6 months for 2 drivers, $250 deductible in SoCal. I just did some shopping around, American Family Insurance was the best by far. Two Model S, a Rav4 and a Camry for $4100 for 6 months. Cheapest insurance is WaWanesa because they only insure people who've had spotless records for the last few years. Don’t be fooled by brokers offering the cheapest insurance. You need at least 100/300 liability, Collision and comprehensive. If you have assets or future earning power, you’ll want an umbrella policy too. I pay about $110/mo with State Farm. Damn $3k. I shouldn't be complaining about my M3 RWD through Costco going up from $390 to $420/6 months for 2 drivers, $250 deductible in SoCal. I just did some shopping around, American Family Insurance was the best by far. Two Model S, a Rav4 and a Camry for $4100 for 6 months.KEY POINTS. Reddit is a popular social platform where people offer advice. Many Reddit users have chimed in with tips on buying auto insurance. …Among other carriers, Geico stands out in providing cheap full coverage for senior drivers. Geico averages just $1,134 annually for full coverage, …Car insurance has become unaffordable. Car insurance prices are ridiculous now! My premium has went from $120 a month to $215 a month in a year. No accidents, or tickets (knock on wood.) All State just decided to raise the prices because. I asked on the last renewal why the price went up so much. Which felt like a significant increase for my first claim. If you can use an address outside of the city limits, your cost should decrease by almost 50%. I just checked for myself and the difference was $190 to $115. Philly is a nightmare for insurance companies because of the theft and vandalism and aggro driving. Hello, I understand that as a new driver my insurance is gonna be high but i’ve now been quoted $1200, $800, $530. That is insanely high, when I thought of high price I thought maybe $300 tops but you would think I was insuring a Mercedes. The car I was trying to insure is a 2020 Honda Fit Sport. I honestly am very upset because Ive searched ...Go with 100/300/100 with a cheap comprehensive deductible and a collision deductible of under $1000. Just Google "independent insurance agent" and your city/town and give them a call. Once you get their quotes you can always go back to the Geico's/progressive/liberty mutual direct insurance companies that you can … Cheapest insurance is WaWanesa because they only insure people who've had spotless records for the last few years. Don’t be fooled by brokers offering the cheapest insurance. You need at least 100/300 liability, Collision and comprehensive. If you have assets or future earning power, you’ll want an umbrella policy too. r/chicago. • 1 yr. ago. jlesnick. ADMIN MOD. Is it just me or did car insurance rates go up massively? CHI Talks. I'm used to paying $400-$500 every 6 months with …Olderthanrock. •. I was talking to the fire marshal in my town and he told me about two insurance situations he had witnessed. In the first, someone’s house burned down and the were insured by Chubb. Chubb put the family up at a nice hotel and paid …1 day ago · Cheapest auto insurance in Pennsylvania for 30-year-old drivers with one at-fault crash. For drivers in Pennsylvania with a recent accident, here are the lowest average rate options for full ... When it comes to auto glass replacement, finding the most affordable option is essential. Whether you have a cracked windshield or a shattered window, getting it fixed quickly and ...Top 10 cheapest car insurance companies. State Farm is the cheapest national car insurance company, at $50 per month for liability-only coverage. American Family and Geico also have affordable quotes, averaging $61 per month. USAA has the cheapest rates overall at $34 per month. But only military members, veterans or their families can qualify ... If you’re in an accident and total someone’s car, this part is responsible for the price of their car. Total someone’s luxury car, you’re fucked. And increasing your coverage on this part is like $15/yr. Feel free to ask me anything else or I can even get you a quote! 3. pretendingimdead. I always found Bingle consistently cheapest. This year, and this surprised me to no end, NRMA was the cheapest. I personally invest 60 mins in quote running rather than a comparison site which just results in lots of spam and sales calls. oakstreet2018. • 3 yr. ago.Go with independent insurance agent for best coverage and prices. We went from a brand auto insurance and brand homeowners insurance to an independent insurance agent. We have different carriers for auto, home, flood, theft and liability and it’s still $580 cheaper a year than our previous policies.Aug 21, 2023 ... Are there any local places that I can get the most minimum liability coverage? I don't care if it really even helps me I just need the ...Which felt like a significant increase for my first claim. If you can use an address outside of the city limits, your cost should decrease by almost 50%. I just checked for myself and the difference was $190 to $115. Philly is a nightmare for insurance companies because of the theft and vandalism and aggro driving.I've got Progressive. For me, the difference with Geico is something like $300 / 6 months for 2 cars. Every renewal I get quotes from all of them and Progressive has been consistently the lowest for the last 3 years. One time, it was cheaper to get a new policy with Progressive than it was to renew my existing one. So that's what I did. Sabritone.You have no prior insurance/ a lapse in insurance, you are young, and you live in florida. Unfortunately it’s going to be very expensive. Best thing to do is buy a very cheap car and get liability only insurance. That will allow you to establish insurance history. What kind of car did you buy?May 30, 2023 · According to Reddit, the best way to get cheap car insurance is to shop around with the largest insurers in your area. State Farm is America’s largest insurance company, while GEICO is the second largest. Both companies offer competitive rates in all 50 states. GEICO tends to be the cheapest, but State Farm is competitive and may offer better ... No such thing. If you’re a male and under 25, Belairdirect has the best rates. I’m with intact and it’s decent, but it depends on the type of car, your expected usage, where you live, and your driving history so just call around for quotes and see what you get ! … When I first got my license and car in NYC I paid around $450/month for the bare minimum liability insurance on my $3500 car. I was in my 30s with a great credit score and had 15 years of driving experience in my home country, but all the insurance companies classified me as a new high-risk driver, and my address in Brooklyn was also considered ... When I first got my license and car in NYC I paid around $450/month for the bare minimum liability insurance on my $3500 car. I was in my 30s with a great credit score and had 15 years of driving experience in my home country, but all the insurance companies classified me as a new high-risk driver, and my address in …Don’t get tickets. Try to be clean for 5 years. Mine is under 50 a month. Get insurance through an agent. Their fucking job is to get you the cheapest rate. highly depends on your age, kind of car you drive, driving record and what not. you can get discounts for more than one policy, paying in full for 6 months.GET MY RATES. » MORE: Compare car insurance rates. Here are eight things you can do to ensure you get good coverage at the cheapest …Insurance agent here. It depends on what state you live in. Every state has their own rules. Make sure you check the coverages line by line. Also if you have anything on your driving record make sure you declare that before signing up. Other than that, go with the cheapest.For drivers with a recent accident living in California, here are the companies with the lowest average rates for full coverage: CIG: $1,472 per year, or about $123 per month. Auto Club of SoCal ... I pay $52 a month for liability with State Farm. They insured my Honda Ruckus scooter for $6 a month. HikeTheSky. • 3 yr. ago. Like others told you before, you get what you pay for and if you get in an accident and you are at fault, the other insurance company will go after you and you will never get out of debt. Sep 16, 2023 ... Car insurance insane! · Mile Auto $35.57 base @ 0.06/mi (Pay as you drive) · Mercury $43/mo · Safeco $46/mo · GEICO $53/mo. Cheapest insurance is WaWanesa because they only insure people who've had spotless records for the last few years. Don’t be fooled by brokers offering the cheapest insurance. You need at least 100/300 liability, Collision and comprehensive. If you have assets or future earning power, you’ll want an umbrella policy too. But this morning, I found out that they are raising the premium to $661 for six month ($110/month). That is like 16% increase in between just two bill cycles. So I started checking quotes and found that Progressive's quote is $533 for six months FOR ALMOST THE SAME coverage (see table below for comparison) as Geico. Georgia Car Insurance Recommendations. Just moved to GA from MN and trying to be a responsible adult and switch my car registration and insurance over. The talking gecko has me currently covered, but when I look at switching it over to GA my payment goes up 3x. Obviously gonna shop around with the major companies to get my best rate before ... Don’t get tickets. Try to be clean for 5 years. Mine is under 50 a month. Get insurance through an agent. Their fucking job is to get you the cheapest rate. highly depends on your age, kind of car you drive, driving record and what not. you can get discounts for more than one policy, paying in full for 6 months. | Coxbhtvzeufqt (article) | Mqgles.