Cit bank reddit

Discover is currently advertising a 12-month CD at 2.65%. That would seem like the better alternative than locking your money into a 3-year CD at a lower rate. Unless you get 2.65% for one year, but next year one- or two-year CDs are down to 0.5% or something. Now you're wishing you took the 2.2% three-year CD.CIT Bank Voucher Code in June 2023. Use the link for CIT Bank Voucher Code in June 2023. The website features a wide selection of coupons, promo codes, and discount deals that are updated regularly for you to choose from and make your purchase more affordable. Vote.The 2 that look best to me are CIT Bank and Ally, I see a lot of people recommending Ally (2.20% APY) and not a lot talking about CIT even though CIT is 2.45%. Is there a reason for Ally over CIT or vise versa? One benefit I see is Ally's checking accounts, has anyone here switched entirely from a brick and mortar bank to Ally?If you don’t feel comfortable using a Reddit link - I get it - just search “Marcus Savings Account by Goldman Sachs” and I believe you get the same offer (the 5.4% percent for three months then 4.4% after). ... CIT Bank has a 4.95% premium savings account (5k minimum).If you're a CIT Bank customer, you can directly sign in to your account 24 hours a day at CIT Bank Online Banking or through the mobile app. For assistance, call our Customer Contact Center at 855-462-2652 to speak with a CIT Bank representative during the following hours: Weekdays: 9:00 a.m. to 9:00 p.m. ET; Saturday: 10:00 a.m. to 6:00 p.m. ETCIT Bank offers a higher rate than Ally, but only by .25%. For every 1,000 invested, thats only a difference of $2.50 per year. CIT's website and customer service is almost non-existent when compared to Ally. It takes an extremely long time to complete a transfer with CIT (almost a week), Ally is definitely much faster. I’m interested in opening a HYSA with CIT Bank for their interest rate. There was an issue with the micro deposits process where they sent them after the 1-3 days they indicated. I’ve lost some faith in their process, and wonder if this indicates that they have delays generally. The CIT Bank Money Market account has no monthly service fees and requires an opening deposit of $100 or more. CIT Bank customers can use online bill payment services with their money market accounts.Jan 16, 2024 · CIT Bank is an online bank with a checking account that pays interest, certificates of deposit and high-yield savings options. You won’t pay monthly maintenance fees with CIT, and many of... I was able to do it but from chase I added the account and after some “verification” I was able to send the money but as always they will call you to “verify” it was you, what was the “purpose “ of this transaction, be ready to waste +15 minutes of your life talking on the phone, be ready with all the information they will ask you cause if you fail, “call again or …Jan 2, 2024 · CIT Bank earned a high rating of 4.6 out of 5 on the Apple App Store, but only 3 out of 5 on Google Play. CIT has no branches, but customers can reach a customer service representative by phone 9 ... Feb 21, 2024 · Start saving. CIT Bank, FDIC Insured. Insider’s Rating 4/5. Perks. Earn 5.05% APY on balances of $5,000 or more. The higher your balance, the more you’ll earn. FDIC insured. Fees. $0 monthly... Keep in mind to get 4% APR from SoFi, you have to set up a direct deposit with them. It looks like SoFi is the BEST MARKETED bank. They are marketing a lot of perks which you may or may not necessarily need. You could consider depositing into brokerage CDs at your brokerage. Planning to put in a substantial amount of funds that I don't need immediately, but planned for a remodel of my home. Don't want to get stuck with a CD I can't get funds out of, and saw a no-penalty CD at CIT Bank for 4.8% APY.. Sounds too good to be true, and I see no reason to not put funds into the CD as opposed to their savings account that gives 4.75% …I’m interested in opening a HYSA with CIT Bank for their interest rate. There was an issue with the micro deposits process where they sent them after the 1-3 days they indicated. I’ve lost some faith in their process, and wonder if this indicates that they have delays generally.Specifically, We note in the benefit descriptions when the meaning of “You” or “Your” is expanded to include any additional people. □ Citi means Citibank, N.A. ...Ultra-high-net-worth individuals (UHNWIs) need checking accounts that are equipped to meet their unique wealth management needs. Bank of America, Citibank, and ...The biggest "catch" for Sofi, which you didn't mention if you are going to do, is that you need to have Direct Deposit to get that 3.50%. You will lose that 3.50% if you remove the direct deposit. Without it the interest rate is 1.20%. I have SOFI accounts, I …UFB direct HYSA experience? I am saving up for a down payment, so I was thinking that HYSA may be a good place to stash that. I was wondering if anyone has experience using UFB direct bank. Their HYSA right now is offering 5.02% APY without any fees or caps, which seems almost too good to be true.... Banking”. Search Forums ... banking websites and places like reddit. ... Of course Citibank wants me to put $30,000 in the bank and pay me pennies.big banks like citi and wells are offering competitive rates if you have 25-50k$ new money to move to their bank. i have CIT bank and they pay 2.45% just for transferring 100$ a month and i think 100$ to open an account. citi had an AWESOME bonus few months ago if you move 15k for 60 days you got 400$. …Vanguard brokerage settlement fund, slightly higher yield (when compared to Ally or Discover, CIT has a higher yield if you save more than $25.000 or will be making $100 monthly deposits) and about half of the earnings aren't subject to state income taxes as the settlement fund proceeds are invested in VMFXX which is half …Not sure Yodlee offers the same. Work around is to open a Individual Cash account with checking features at WF. Add this WF account to your bank to transfer money. This way you can push money from your bank and you do not have to deal with Yodlee. There is always risk.Discover is currently advertising a 12-month CD at 2.65%. That would seem like the better alternative than locking your money into a 3-year CD at a lower rate. Unless you get 2.65% for one year, but next year one- or two-year CDs are down to 0.5% or something. Now you're wishing you took the 2.2% three-year CD.The 2 that look best to me are CIT Bank and Ally, I see a lot of people recommending Ally (2.20% APY) and not a lot talking about CIT even though CIT is 2.45%. Is there a reason for Ally over CIT or vise versa? One benefit I see is Ally's checking accounts, has anyone here switched entirely from a brick and mortar bank to Ally?Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for ...I’m interested in opening a HYSA with CIT Bank for their interest rate. There was an issue with the micro deposits process where they sent them after the 1-3 days they indicated. I’ve lost some faith in their process, and wonder if this indicates that they have delays generally.The 2 that look best to me are CIT Bank and Ally, I see a lot of people recommending Ally (2.20% APY) and not a lot talking about CIT even though CIT is 2.45%. Is there a reason for Ally over CIT or vise versa? One benefit I see is Ally's checking accounts, has anyone here switched entirely from a brick and mortar bank to Ally?They are different banks. CIT Bank / OneWest Bank has FDIC #58978 Vio Bank / MidFirst Bank has FDIC #4063 They have different websites, toll free numbers, and even timezonesMar 7, 2024 ... CIT Bank is an online-only bank that offers a savings account with an annual percentage yield (APY) that far outpaces the national average.Rates as of 12/04/2023. CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured ...Feb 9, 2024 ... Happy Money allows you to deposit the money you borrow into your linked bank account or directly to your creditors. ... The Citi Simplicity® Card ... Yes I did. I think the issue was because my bank only allows transfers up to $10,000 a day and I tried doing more than that. So basically my bank denied the transfer. It seems easier for me to push my money from my bank to CIT instead of pull the money out of my bank to CIT (basically better to initiate the transfer from my bank instead of CIT). Planning to put in a substantial amount of funds that I don't need immediately, but planned for a remodel of my home. Don't want to get stuck with a CD I can't get funds out of, and saw a no-penalty CD at CIT Bank for 4.8% APY.. Sounds too good to be true, and I see no reason to not put funds into the CD as opposed to their savings account that gives 4.75% …Hello esteemed personal finance subredditors! I am currently in the market for a new HYSA to store some cash. Ally is at the top of the list as I see it recommended over and over again, but I am also considering ufb Direct. Ally is currently offering 2.25%, ufb is offering 3.11%. On the face of it ufb seems like the way to go but seeing as how ...Overall, CIT Bank is very light on fees, including charging $0 for overdraft and insufficient funds, and for incoming wire transfers. The only applicable fees are as follows: Outgoing wire ...5.00%. 0.93%. Read our experts' review on CIT Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for …Citi HYSA beware (low transfer limits) Credit. Hey All, I figured I’d share my experience with Citi HYSA so everyone is aware. They seem to have very competitive rates and offered a decent signup bonus, that is why I opened an account with them and moved some money from my Discover HYSA to Citi. They have paid interest fine and paid the sign ...CIT Bank Savings Builder (APY on 2/10/2021: 0.45%) Minimum balance to avoid monthly fee: No fees, but to get 0.45% APY, you need $25,000 minimum deposit OR $100 monthly deposit Special feature: Free outgoing domestic wires if you have balance $25,000 or more; $10 otherwise, which is still super affordable!Very strange--similar here: great credit score, long credit history, no late payments, etc...and just denied for CITBank HYSA. Possible cause: I earlier today applied to SoFi for HYSA (and was approved), but then saw the better APY (5.05 vs 4.45) with CIT Bank and decided to apply there instead and was denied; is it possible the credit check ...CIT Bank paying more interest 3.85%. CIT Bank is owned by First Citizens which has been around for like a 100 years. CIT Bank also has CD options for like 4.65% interest for 13 months. If you have Sofi through Samsung your getting paid even less interest than a regular SOFI savings. Individual_Revenue84.Starting around 2024, they will change accounts to use their new “Simplified Banking” paradigm. They imply that it’s a beneficial change, but hidden amongst all the mumbo jumbo is the increase from 1500 to 30000 to avoid maintenance fees. EDIT: to be fair, $250 in direct deposits will avoid this, but this is not something I do for this acct.I recently (last week) opened a HYSA with CIT because they were offering 5.05%. The process was fairly simple and seems fine so far. I did see a lot of positive reviews online in different pages. I guess only time will tell. FYI the ETF SGOV is paying 5.3% yield, paid monthly. And backed by the US government.CIT Bank is offering both new and existing customers a bonus of $150 or $300. You need to reach a certain deposit requirement and maintain that balance for 90 days. New users must use promo code Bonus19 and existing users need to increase their balance by the deposit requirements with new money (e.g transferring out and then in won't work). 4.07% at Genisys Credit Union. $7,500 limit, requires 10 debit purchases of $5 or more each month. 4% at Current. $6,000 limit. 3.3% at Evansville Teachers Federal Credit Union. $20,000 limit, requires 15 debit purchases (any amount) each month and an electronic deposit. Although not a regular deposit account, it's also worth considering Series ... Citi Savings accounts are available in branch, on Citi Online, through the Citi Mobile App or by calling the phone number on the back of your Citibank Banking ...Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!Not to be confused with Citi bank. Today, I opened up a hysa account with Cit Bank. After doing so, I tried logging into my account on the app and through the browser. It is requesting mobile verification and the number(s) listed are not mine. I've seen a few others post about a similar issues but couldn't find the outcome or resolution.Citi Savings accounts are available in branch, on Citi Online, through the Citi Mobile App or by calling the phone number on the back of your Citibank Banking ...Aug 23, 2023 ... Linking bank accounts at different banks typically involves logging into one bank's ... banking fees, linking bank ... Citibank Savings Account.A. Authorization to Access Your Data. By using FastLink, you authorize Yodlee to access and retrieve your Data from one or more third parties designated by you or by the Application provider on your behalf (“Financial Institutions”). You have to agree that they can get your Data. 3. Appointment as Agent. For either of the foregoing purposes ...First Internet Bank FAQ's. FAQ's Account How is my available balance ... ©2024 First Internet Bank of Indiana. All Rights Reserved. Member FDIC. Equal Housing ...Jan 16, 2024 · CIT Bank is an online bank with a checking account that pays interest, certificates of deposit and high-yield savings options. You won’t pay monthly maintenance fees with CIT, and many of... I've had a great experience with CIT Bank. Originally, I opened a savings connect account at 4.5, then saw the new platinum savings account advertised at 4.75 and upgraded. It's true that you have to keep checking rates because they won't automatically bump you to a new account type, but as long as you're paying attention periodically, it's an ...LEGAL & GENERAL MSCI EAFE CIT NL- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksAlso, PSA: If you're thinking about doing this one, it's 3546 SB right now to open a Savings account ($100 minimum required), however, once you begin the application, you need to open a checking account (also a $100 min. req'd) in order to open a savings. So, two accounts + $200. It's on the RevU wall, fairly close to the top.Mar 7, 2024 ... CIT Bank is an online-only bank that offers a savings account with an annual percentage yield (APY) that far outpaces the national average.On contrary, I signed up for Investors Bank money market savings. It took less than 30 minutes for whole process and I was able to setup and finish transferring money from external account. Check out Investors Bank. Their rates are good as well (money market) AmEx Savings account seem good too, if it helps. r/btc. Made a free payment profile service that replaces addresses with links. No more need for addresses as after tapping the link, automatically opens the sender wallet with your address ready to send. Supports a buncha different Cryptos. 7 upvotes · 19 comments. Customer Service -> Document Upload (even though you're not uploading anything) In the Document Center, look for a Document Sent to You called "AccountDetails_xxx.pdf" and that contains the account number. Hope that helps. 2. r/Banking. Any other noteworthy features either of them offer that give them edge over the others? Edit: summary of advantages for folks looking at post in future. Marcus: extra 1% with referrals. Cap one: physical branches. Ally: buckets for different kind of emergency. Thank you.CIT CD advice. 4.8% 11 mo no withdrawal penalty. 5% 6 mo traditional. Saving. I have 100k in a HYSA, looking for a better short term investment. This seems like an incredible rate, but is there a catch? Overall CIT reviews don't give me warm fuzzies but it is an FDIC insured bank that people bank at...so idk. Looking for feedback.If you want to keep your banking products together, get Amex. If you want to get 0.70% higher (5.05%) APY on your deposit, then I recommend CIT Bank Platinum savings. Choosing a HYSA is not a complicated thing. If you're going to park money then you want the best APY. I have CIT Bank, Amex, Discover and PNC HYSA. I've also had Capital One.Open a Citibank account in Citi Priority for preferred banking benefits, no Monthly Service Fees, financial planning from Citi Personal Wealth Management, ...Lots of people have customer service issues with Sofi per the reddit thread, but I have had a great experience. Sofi has requirements like 5k balance and I believe it's 500 of direct deposits a month. But it has been steady at 4.6% over the last year or so. When I started it was at 5% I believe. Citi is obviously a much older, established bank.Oct 17, 2023 ... Citibank fired Szabolcs Fekete last year after he ... bank. Former analyst Szabolcs Fekete sued ... Reddit Flipboard · 10Best Reviewed Best ...Citi HYSA beware (low transfer limits) Credit. Hey All, I figured I’d share my experience with Citi HYSA so everyone is aware. They seem to have very competitive rates and offered a decent signup bonus, that is why I opened an account with them and moved some money from my Discover HYSA to Citi. They have paid interest fine and paid the sign ...4 days ago ... Chase. Marcus by Goldman Sachs. US Bank ; Chime. MBNA. USAA ; CIBC. Navy Federal Credit Union. Venmo ; Citibank. Nordstrom. Wells Fargo ; Citizens ... They've been staying at the top of the pack for rates as they go up and are currently at 2.15%. With a >$25K balance there is no requirement to make additional deposits. CIT Bank is currently at 2.45 with their savings builder account. Link one to the other and initiate an ACH transfer from one to the other. In almost all cases it is free to do an ACH transfer while wire transfers cost something. In cases if you initiate a transfer from A to B on B's website it will go through faster (this is a 'pull' whereas using A's site would be a 'push').The rate from CFG is great however, the issue lies therein. Maximum transactions: Up to 6 transactions each month; $5,000 daily external transfer limit; external transfers may not exceed $30,000 in a 30-day rolling period; for first 30 days after initial funding, all deposits are placed on hold and unavailable for withdrawal. …Medicare payments from a CIT Bank High Yield Platinum Savings account? : r/Banking. r/Banking. • 6 min. ago. Markeeg. The biggest "catch" for Sofi, which you didn't mention if you are going to do, is that you need to have Direct Deposit to get that 3.50%. You will lose that 3.50% if you remove the direct deposit. Without it the interest rate is 1.20%. I have SOFI accounts, I think they are pretty easy to use. Apr 18, 2023 ... ... Reddit (Opens in new window) · Subscribe · Log ... Vio Bank and CIT Bank offer 4.77% and 4.75% interest rates. ... Bank and Signature Bank has&nb...Earn a locked-in rate with terms between 6 months and 5 years. $1,000 minimum deposit. No-Penalty CD. An 11-month CD with no penalties if you withdraw funds before the time is up. $1,000 minimum deposit. Jumbo CD. Get a higher rate when you deposit $100,000 or more. Terms last between 2 and 5 years.This is because the Double Cash has no SUB, but you can open a different card, get its SUB, and then PC to Double Cash after a year. If the Citi ecosystem is your long-term move, then it is worth the effort. If you decide on this, next decide which to open now. If you wouldn't hold Premier long-term, haven't opened many new accounts …I opened an account over the weekend, transferred a chunk from my checking into it to feel it out. I think I remember that they stated 2-3 business days for transfers. Today is the 3rd business day and the $ has been removed from my linked checking acct but nothing in my milli HySA so far. 4. Novafett_.CIT Bank Voucher Code in June 2023. Use the link for CIT Bank Voucher Code in June 2023. The website features a wide selection of coupons, promo codes, and discount deals that are updated regularly for you to choose from and make your purchase more affordable. Vote.Wire transfer if you want to have the money both appear at the bank quickly and not have a hold on it. The speed of ACH transactions vary a lot. Small banks may do only one batch transfer per day and if you miss the cutoff the funds don't go out until the next day. Some banks do 3 or more batches per day. Typically 1 or 2 … CITbank has a 2.30% APY but I've never heard much about them as a business. I'd need to put in $100/ month to get the savings account, which I can afford and I'm trying to build the emergency fund so odds are I'll put more than that in if at all possible. Ally is only at 2.10% APY but I've heard a lot about how easy they are to use and a lot of ... CIT Bank Online Banking provides real-time access to your account to help you manage your money when it’s most convenient. Get started. Member FDIC.Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. That’s to ...Start saving. CIT Bank, FDIC Insured. Insider’s Rating 4/5. Perks. Earn 5.05% APY on balances of $5,000 or more. The higher your balance, the more you’ll earn. FDIC insured. Fees. $0 monthly...American Express or CIT Bank? I have a chunk of cash waiting to be used for a down payment on a house and I'd like to put it into a high yield savings account in the meantime. I've looked at multiple HYSAs and I narrowed it down to 2 pools: reputable banks with decent rates, and lesser known banks with higher rates. Shart_Art. •. Wealthfront is a 1000$ daily withdrawal limit for ATMs. I use a local bank for checking and any extra cream goes into wealthfront cash acct. Then transfers to Wealthfront market acct usually only take minutes to get invested. Invite people to join and you each get 5k managed with no fees. CIT Bank is offering both new and existing customers a bonus of $150 or $300. You need to reach a certain deposit requirement and maintain that balance for 90 days. New users must use promo code Bonus19 and existing users need to increase their balance by the deposit requirements with new money (e.g transferring out and then in won't work). I was trying to add the card to samsung pay app. It was working fine until the verification step. Selected sms option and no message came through. Selected the call me option and see no call. Tried it with Google pay and it stucks at the same step. The last option was to call citi bank and here's how the conversation goes: The rate from CFG is great however, the issue lies therein. Maximum transactions: Up to 6 transactions each month; $5,000 daily external transfer limit; external transfers may not exceed $30,000 in a 30-day rolling period; for first 30 days after initial funding, all deposits are placed on hold and unavailable for withdrawal. … CITbank has a 2.30% APY but I've never heard much about them as a business. I'd need to put in $100/ month to get the savings account, which I can afford and I'm trying to build the emergency fund so odds are I'll put more than that in if at all possible. Ally is only at 2.10% APY but I've heard a lot about how easy they are to use and a lot of ... If you want to keep your banking products together, get Amex. If you want to get 0.70% higher (5.05%) APY on your deposit, then I recommend CIT Bank Platinum savings. Choosing a HYSA is not a complicated thing. If you're going to park money then you want the best APY. I have CIT Bank, Amex, Discover and PNC HYSA. I've also had Capital One. I’m interested in opening a HYSA with CIT Bank for their interest rate. There was an issue with the micro deposits process where they sent them after the 1-3 days they indicated. I’ve lost some faith in their process, and wonder if this indicates that they have delays generally.What are some of the advantages of having a savings account? ... The funds in your Deposit Account at each Program Bank are eligible for insurance by the FDIC up ...Not sure Yodlee offers the same. Work around is to open a Individual Cash account with checking features at WF. Add this WF account to your bank to transfer money. This way you can push money from your bank and you do not have to deal with Yodlee. There is always risk.The only reason I'm leaning towards CIT is because they seem to offer the best rate with their 1.75% APY Money Market savings account. Besides having the best rate, I don't see anything different between CIT and Ally which is the more common recommendation. I've read mixed reviews about CIT, but most of the concerns seem to involve things I'm ...The amount that the pay centre told me that will be deducted seems high for a 2014 net pay. It is equal to the gross amount of Jan 2016. GCmy pay only goes back to 2016 so I cannot see my pay statement from May 2014. Does anyone have any info or recollection of the transition pay of May 2014.CITbank platinum savings issues. I recently decided to transfer my money into a high yield savings account, the platinum savings through CITBank. I had the amount transferred on 6/26 into the account which shows in my current balance, but it will not reflect on my available balance which is currently showing as $0.I've already got a Discover Bank account, which is at 0.9%. I recently got an offer from Citibank to open a checking account that has a bonus of up to $1,500 if a certain amount is deposited in "new to Citi" funds and held there for a set amount of time. Their savings account is also at 1.01%. I've had a Citi Double Cash card for many years now ...Citi Savings accounts are available in branch, on Citi Online, through the Citi Mobile App or by calling the phone number on the back of your Citibank Banking ...CIT Bank offers both checking and savings accounts with no monthly maintenance fees and high interest earnings potential. Best for. Digitally-savvy users. …Many smaller banks still do not. The world of fintech integrations doesn’t work with magic pixie dust. If you use one of the hundreds of banks that don’t support oauth and linked an account by using Plaid and then change your password - whatever you have integrated with Plaid will stop working.CIT is a decent bank. I think the thing that makes it so frustrating is just the slow pace at which it transfers money from one account to another, especially from outside banks. It takes roughly 2 WEEKS to transfer in a chunk of money from another external, already verified bank account. Unbelievably ridiculously slow. SoFI takes 2 to 3 days!Locked out of Bank for 3 days, finally able to get in and now an unknown account is registered. Online Savings: CIT bank Advice There isn’t any money missing, but it seems as though my account could have been hacked/tampered with? ... Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U.S. and ...As a Capital One customer, I'm used to entering a numeric code into a dialogue box in order to download transactions. It seems CIT Bank provides a code, then asks you to enter that code after receiving a phone call. You might want to explore all the authentication options with Citi; I do not have to enter a code for .com, mobile app or YNAB ...CITbank has a 2.30% APY but I've never heard much about them as a business. I'd need to put in $100/ month to get the savings account, which I can afford and I'm trying to build the emergency fund so odds are I'll put more than that in if at all possible. Ally is only at 2.10% APY but I've heard a lot about how easy they are to use and a lot of ...If you are buying a bank stock which has gone 90% down, there is a lot of upside if you are right. If you are a depositor at a bank whose stock is 90% down, the upside is maybe a few hundred bucks saved on fees plus an additional 0.5% interest rate. Reply reply. JeffB1517. •.Some banks are open on Sunday, but the majority of banks are not. The most common situation in which certain banks are open on Sunday are those that maintain branches in grocery st...PRINCIPAL LIFETIME HYBRID 2025 CIT X- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksLearn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!Citi HYSA beware (low transfer limits) Credit. Hey All, I figured I’d share my experience with Citi HYSA so everyone is aware. They seem to have very competitive rates and offered a decent signup bonus, that is why I opened an account with them and moved some money from my Discover HYSA to Citi. They have paid interest fine and paid the sign ...I opened an account over the weekend, transferred a chunk from my checking into it to feel it out. I think I remember that they stated 2-3 business days for transfers. Today is the 3rd business day and the $ has been removed from my linked checking acct but nothing in my milli HySA so far. 4. Novafett_.Aug 23, 2023 ... Linking bank accounts at different banks typically involves logging into one bank's ... banking fees, linking bank ... Citibank Savings Account.They are different banks. CIT Bank / OneWest Bank has FDIC #58978 Vio Bank / MidFirst Bank has FDIC #4063 They have different websites, toll free numbers, and even timezonesA CIT Bank savings account helps you get more from your savings with interest rates for maximum growth. See how we can help you reach your goals. Shart_Art. •. Wealthfront is a 1000$ daily withdrawal limit for ATMs. I use a local bank for checking and any extra cream goes into wealthfront cash acct. Then transfers to Wealthfront market acct usually only take minutes to get invested. Invite people to join and you each get 5k managed with no fees. | Cdvvlygnibual (article) | Mcrqlp.